The oldest race of humans on Extremus Terra, most Miser Pecunia make their home in Timus, braving the icy wasteland for the opportunity to feed off of the world's wealthiest and most influential races, its own children, the Acerbus Cunctor, the Inimicus Vulgus, and the Inimicus Divitiarum. For a Miser Pecunia, everything in the world revolves around money, and if someone else has it, they take that immediately as a challenge to attempt to separate that person from it. Their skills are well-honed over time, and there are rumors that they can sense emotion as though it was physical so as to prey upon it, but no one really knows for sure if this is the case or if it is merely a perception based on their acute ability to read people's facial expressions and body language.

The Miser Pecunia are the epitome of greed, but they are subtle and consequently very dangerous. They do nothing that would be considered violent, coercive, or prejudiced; they would view such methods as barbaric, and more importantly, for lack of a better term, too "easy". Instead, it is much more challenging, and thus much more rewarding, if they can convince you to hand over your own money willingly to them. Then again, there are rumors that the wilderness of Timus is teeming with examples of the Miser Pecunia's inability to control its own race, thieves that would just as soon take your life for your money as trick you for it.